2025 Roth Ira Contribution Limits Catch Up Over 50. Below are the updated annual limits for the retirement savings plans set by the irs for 2025. The contribution limit will rise to.

The ira catch‑up contribution limit for individuals aged 50 and over was amended under the secure 2.0 act of 2022 (secure 2.0) to include an annual cost‑of‑living. The internal revenue service (irs) announced 2025 retirement plan contribution limit adjustments.